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You have trusted Yamaha to provide reliable, innovative, market-leading products since 1955. Yamaha Financial Services has the same drive and passion to make you a satisfied customer.
So what exactly makes us different?
WHY YAMAHA FINANCIAL SERVICES?
1
More Flexibility
Our goal is to give more customers the ability to own the Yamaha of their dreams by offering flexible lending solutions on more products other lenders may not.
2
Convenient pre-approval
Only Yamaha Financial Services gives you the freedom to choose the Yamaha you want, build it the way you want it with genuine Yamaha Parts & Accessories, extend your factory warranty with Yamaha Protection Plus and apply for financing online! Not sure how much you can get approved for? No problem! Yamaha Financial Services can pre-approve you for a loan before you select your Yamaha of choice. Apply today with Yamaha Financial Services.
3
Easy access to your loan details
As a Yamaha Financial Services customer, your loan details can be securely accessed online through a dedicated portal giving you easy, secure access to your loan details. You can also “live chat” with a Yamaha Financial Services customer support agent!
4
NEW! Loyalty & Bundling Benefits
Yamaha Financial Services offers meaningful interest rate discounts to customers who qualify as loyal and/or choose to bundle extended warranty into their loan.
FINANCE OPTIONS
Owning a Yamaha has never been easier! With Yamaha Financial Services, you can apply for financing at your local Yamaha dealer or through Yamaha-motor.ca. You can select a unit online, build it to your specifications and apply for financing at your convenience.
Standard Finance
Simple and affordable. The Standard Finance option breaks your loan into equal, consecutive monthly payments with competitive interest rates and terms. At the end of your term, your balance is paid in full!
Balloon Finance
Want lower monthly payments without being locked into a long term? If so, Balloon financing is for you!
Balloon financing allows for a lower monthly payment through the term of the contract relative to a traditional finance contract, and it creates flexibility at the end of the term as the balloon can be paid off or refinanced. You have the option to keep your Yamaha, or trade it in for a new one!
*Balloon Finance is not available in the Province of Quebec
Balloon financing allows for a lower monthly payment through the term of the contract relative to a traditional finance contract, and it creates flexibility at the end of the term as the balloon can be paid off or refinanced. You have the option to keep your Yamaha, or trade it in for a new one!
*Balloon Finance is not available in the Province of Quebec
| Scenario A | ||
|---|---|---|
| Standard Loan | Balloon Loan | |
| Amount Financed | $10,000 | $10,000 |
| Interest Rate | 8.49% | 8.49% |
| Term | 6 years | 5 years |
| Monthly Payment | $177.73 | $158.09 |
| Balloon Payment | $0.00 | $3,500 |
| Cost of Borrowing | $2,796.89 | $2,985.40 |
| Interest Saved | $1,944.31 |
| Scenario B | ||
|---|---|---|
| Standard Loan | Balloon Loan | |
| Amount Financed | $20,000 | $20,000 |
| Interest Rate | 8.49% | 8.49% |
| Term | 7 years | 5 years |
| Monthly Payment | $316.63 | $316.18 |
| Balloon Payment | $0.00 | $7,000 |
| Cost of Borrowing | $6,596.85 | $5,970.64 |
| Interest Saved | $626.21 |
The figures in the above table are intended only to illustrate some examples and the potential differences between various financing options.
BUY AGAIN & SAVE
There's nothing like the thrill of enjoying a brand-new Yamaha. Now when you're ready to bring home another – or more than one – there's even more reason to get excited! Yamaha Financial Services offers returning Yamaha customers, as well as those purchasing multiple units on a single contract, discounted finance rates through the Yamaha Loyalty Program.
Available to Qualifying Customers, the Yamaha Loyalty Program provides a 0.5% finance rate reduction on the purchase of new, previously unregistered Yamaha products financed with Yamaha Financial Services.
DO YOU QUALIFY?
Customers can qualify for the Yamaha Loyalty Program discount in one of three ways:
- Have a current loan in good standing or a previous paid-off loan (settled in good standing) with Yamaha Financial Services or
- Provide proof of current ownership of a Yamaha product in their household or
- Purchase multiple Yamaha units on a single contract.
PROOF OF CURRENT OWNERSHIP:
- Current ownership for a Yamaha product in the name of the applicant or co-applicant
- Bill of sale (< 5 years old) for the purchase of a previous Yamaha product in the name of the applicant or co-applicant
- New Vehicle Information Statement (< 5 years old) in name of applicant or co-applicant
- CD number of current or previous Yamaha Financial Services Loan in name of applicant or co-applicant.
* Ask your dealer for full details.